Terms and Conditions

1. Who we are and what this covers

These Terms apply to your use of the Davistv website, content and interactive features described on our main pages, including risk scoring displays, allocation guidance views and educational materials.

If you do not agree to these Terms, please do not use the site. Additional notices or disclosures shown alongside specific features form part of these Terms.

2. Service description

Davistv offers data analysis and decision optimisation tools to help you review information in a structured way. Features may include clear risk scores, tailored allocation guidance views, and explanations of factors considered by the model.

We do not execute trades, hold funds, manage portfolios, or act as a broker, adviser or fiduciary. Any reference to zero fees on trades refers to the absence of a Davistv charge for that display or tool, not to third-party costs.

3. No financial advice and no guarantees

All content is general information only. It is not financial, investment, tax or legal advice, and should not be treated as a recommendation to buy, sell, hold or allocate any asset.

Analysis supports decisions; it does not guarantee outcomes. Markets involve risk and you may lose capital. Consider your own circumstances and, where appropriate, seek independent professional advice.

4. Eligibility and access

You must be able to form a binding agreement to use this site, and you must use it only in accordance with applicable laws. You are responsible for ensuring access through your device and connection.

You agree not to misrepresent your identity, attempt unauthorised access, interfere with site operation, or use the site for unlawful purposes.

5. Acceptable use

You agree to use content and tools for personal information and evaluation purposes only, and not to misuse, copy at scale, scrape by automated means, reverse-engineer, or disrupt the service.

You must not upload harmful code, infringe intellectual property rights, or use outputs in a way that is misleading to others.

6. Intellectual property

The site design, text, visuals, models, scores and layout are owned by or licensed to Davistv and protected by intellectual property laws. No rights are transferred to you except a limited, non-exclusive, non-transferable licence to view and use the site for its intended purpose.

You may not reproduce, distribute or create derivative works from site content without prior written permission, except where permitted by law.

7. Data sources and third parties

Analysis may reference market or other third-party data. We do not warrant the completeness, accuracy or timeliness of third-party information, and availability of features may vary.

Links or references to external sites, if any, are provided for convenience only and do not imply endorsement. Your dealings with third parties are solely between you and them.

8. Availability and changes

We aim to keep the site available but do not guarantee uninterrupted or error-free operation. We may update, suspend or discontinue any part of the site or its content at any time to maintain, improve or correct the service.

We may revise these Terms by posting an updated version on this page. Continued use after posting indicates acceptance of the updated Terms. [Editable: insert change-log or notice practice if needed].

9. Disclaimers and limitation of liability

To the maximum extent permitted by law, the site and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including accuracy, reliability or fitness for a particular purpose.

To the maximum extent permitted by law, Davistv will not be liable for indirect, incidental, consequential or special losses arising from use of or inability to use the site. Nothing in these Terms limits rights that cannot be limited by law. [Editable: have counsel confirm limits for your situation].

10. Termination, governing terms and contact

We may restrict or end access where use breaches these Terms or risks harm to the service or others. Those sections that by nature should continue will remain in effect after termination.

[Editable: insert governing law and dispute process before publishing]. For questions about these Terms, please use the Contact page. Also see our Privacy page for how information is handled.